I understand your analogy, just disagree with it. It is MY money being paid into a retirement plan I should get it back, if I die my heirs should get it (not just the $250).
Someone that pays in $22 shouldn't get $22k.
Commercial insurance on a voluntary basis I see as different.
You may see it differently, but it's not different.
It's simply another type of insurance.
You don't get all of your car insurance premiums back when you die....now do you?
And again that is part of the problem, special group(s) getting special treatments while others are stuck with no way out.
That's not true.
If you happened to work for a company that had a pension plan, and you still contributed to SS.....you could get both.
If you don't work for a company with a pension plan, maybe you should do what so many of the hardcore people say about those without health coverage........get a better job
. (which I think is a pretty cold and callous attitude, by the way)
If it is for the common good, shouldn't EVERYONE be required to deal with it?
See my answer above.
The money isn't just sitting, it is invested. There is a SS trust and the money is not spent it is invested.....or snopes is wrong (spin)
You didn't read Snopes close enough (maybe that's why you didn't link to it?
Here, I'll do it for you.
Investigate a little further and tell us how much of the fund is "loaned back"
to the US government.
So, in essence....it is
used for general fund purposes.
It's not all held in a special account.......... collecting interest.
I can designated a pile of dog pooh as peppermint but it doesn't stop being dog pooh.
And if you empty the bag of dog poo somewhere else.....you can't keep saying you have a bag of poo.